Owner Equity: Deposits and Withdrawals
2 min read
Published July 2, 2026
What Owner Equity Tracks
Owner Equity is for money that flows between the business owner personally and the shop, outside normal trading activity, capital the owner puts in to fund the business, or money the owner draws out for personal use. Fixmo shows a running Owner Equity total: total deposits minus total withdrawals.
Recording a Deposit or Withdrawal
Add an entry from the Owner Equity tab.
- Go to Finance → Advanced → Owner Equity.
- Click 'Add Entry'.
- Choose the type: 'Owner put money in' (deposit) or 'Owner took money out' (withdrawal).
- Enter the amount and date.
- Optionally select which payment account this affects.
- Optionally add a description.
- Click Save.
Owner-Funded Assets
When adding a Capital Asset, toggling 'Owner paid for this personally' automatically creates a matching owner deposit for the purchase price, you don't need to record it separately. See Capital Assets for details.
Frequently asked questions
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Finance Dashboard Overview
Get a complete picture of your shop's financial health from the Finance dashboard. View total revenue, expenses, net income, payment method breakdowns, and the unified transaction feed.